Introducing Oracle Retail Payment Cloud Service
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Simplify your retail payment processing with Oracle Retail Payment Cloud Service

Oracle Retail Xstore Point-of-Service now includes an end-to-end solution for payment acceptance through processing. With competitive pricing and no hidden fees, the payment service gives retailers the convenience of a one-stop shop—offering one solution, contract, fee, and support line—with no long-term commitment.

77% of consumers prefer contactless payments when shopping in-store.
Oracle Global Consumer Research


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How can retailers give shoppers a choice in how they pay without the unpredictable costs and complexity?

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The resurgence of in-store shopping has brought retailers various unexpected payment processing fees and complexity.
- Variability of payment processing costs by provider and card type and unpredictable system stability and hidden service fees make it hard for retailers to estimate processing costs in their financial planning. - Traditional payment ecosystem relies on involving multiple parties to process a transaction, requiring multiple contracts and relationships.
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Introducing Oracle Retail Payment Cloud Service

US retailers can now accept the latest contactless payment options, control payment processor fees, better predict the cost of goods sold, and consolidate the number of support teams.

Transparent and flexible pricing

We offer a fixed, low-cost pricing per transaction with no long-term commitment or monthly minimum requirements. No-minimum term, pay-as-you-go model with easy onboarding and enrollment.

Predictable total cost of ownership

Fixed rate and competitive pricing model enables retailers to anticipate the precise cost of every transaction, regardless of the payment method used. No additional service or convenience fees give...

Secure and resilient cloud solution

Fully integrated and embedded with Oracle Retail Xstore Point of Service and Oracle EFTLink via our Oracle Payment Interface (OPI) standard. The cloud service runs on the highly secure Oracle Cloud...

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Customer Success

Oracle Retail Payments supports nearly 2,000 locations across 30 organizations, processing more than $2B GPV annually.

Reduce Fraud and Risk

Oracle Retail Payment Cloud Service uses machine learning and a rules-driven approach to fraud detection. The solution generates a customer profile based on payment behaviors and assigns a score to each transaction. The system flags suspicious transactions and behaviors for further investigation. The advanced fraud detection engine minimizes declines in legitimate transactions from loyal customers. 

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Webinar on demand: Speed of Sales with a Consolidated Payment Strategy

Watch this webinar on demand to learn how our new payment cloud service simplifies retail payment processing.

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Insights and Resources

View our latest original content on payment processing and omnichannel retail best practices.